At Auto Credit we make it EASY to get approved! If you’re 18, have a valid Illinois Driver’s license and make at least $1200 per month in provable income you are approved! You can fill out our simple online approval form, call the approval hotline at 618-997-5800, or stop by any auto credit location today to complete the process. And don’t worry, you’re credit score doesn’t affect your approval in any way. We can approve you regardless of your credit history!
For your piece of mind we offer a 18 Month, 18,000 service contract with every vehicle we finance! Auto Credit's ARCO Power Train Service contract covers the vehicle engine, transmission and all oil lubricated parts of the drive axel and only has a $50 deductable! The service contract will also cover the first $50 of the tow bill should a problem occur. Although the ARCO service contract is completely optional we find that most of our customers love the additional protection is provides. To learn more about the ARCO service contract visit our FAQ page (link) or just ask your Approval Specialist today!