Company Privacy Policy

Company Privacy Policy

FACTSWHAT DO AUTO CREDIT OF SOUTHERN ILLINOIS, MID-AMERICA LENDING, INC., AND
TAYLOR MOTOR COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law
gives consumers the right to limit some but not all sharing. Federal law also requires
us to tell you how we collect, share, and protect your personal information. Please
read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
• Social Security Number and income
• Account transactions and transaction history
• Credit history and credit scores
When you are no longer our customer, we continue to share your information as described
in this notice.
How?All financial companies need to share customers’ information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers’
personal information; the reasons Auto Credit of Southern Illinois, Mid-America Lending,
Inc., and Taylor Motor Company choose to share; and whether you can limit this sharing.
Reasons we can share your personal informationDo Auto Credit of
Southern Illinois
Mid-America
Lending, Inc., and
Taylor Motor
Company share?
Can you limit
this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your
account(s), respond to court orders and legal investigations,
or report to credit bureaus
YesNo
For our marketing purposes —
to offer our products and services to you
YesNo
For our affiliates’ everyday business purposes —
information about your transactions and experiences
YesNo
For our affiliates’ everyday business purposes —
information about your creditworthiness
YesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youNoWe Don't Share
To limit our
sharing
Call 1-618-997-5800
Please note: If you are a new customer, we can begin sharing your information 30 days
from the date we sent this notice. When you are no longer our customer, we continue to
share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?• Call 1-618-997-5800
Who we are 
Who is providing this
notice?
This privacy notice applies to Taylor Motor Company, Inc., Mid-America
Lending, Inc., and Auto Credit of Southern Illinois.
What we do 
How does Auto Credit of
Southern Illinois, Mid-
America Lending, Inc.,
and Taylor Motor
Company protect my
personal information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
How does Auto Credit of
Southern Illinois, Mid-America
Lending, Inc., and Taylor
Motor Company collect
my personal information?
We collect your personal information, for example, when you
• Apply for financing
• Pay us by check
• Give us your income information
• Give us your contact information
• Give us your employment information
We also collect your personal information from others, such as credit
bureaus, affiliates or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only
• Sharing for affiliates’ everyday business purposes - information
about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.
What happens when I limit
sharing for an account I hold
jointly with someone else?
Your choices will apply to everyone on your account.
Definitions 
AffiliatesCompanies related by common ownership or control. They can be
financial and nonfinancial companies.
• Our affiliates include: Auto Credit of Southern Illinois, Taylor
Motor Company, Mid-America Lending, Inc., Arco Vehicle Protection
Corp.
NonaffiliatesCompanies not related by common ownership or control. They can
be financial and nonfinancial companies.
• Taylor Motor Company, Mid-America Lending, Inc. and
Auto Credit of Southern Illinois do not share information with
nonaffiliates so they can market to you.
Joint marketingA formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
• Taylor Motor Company, Mid-America Lending, Inc., and
Auto Credit of Southern Illinois do not jointly market.
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