| FACTS | WHAT DO AUTO CREDIT OF SOUTHERN ILLINOIS, MID-AMERICA LENDING, INC., AND TAYLOR MOTOR COMPANY DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security Number and income • Account transactions and transaction history • Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers’ information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Auto Credit of Southern Illinois, Mid-America Lending, Inc., and Taylor Motor Company choose to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Do Auto Credit of Southern Illinois Mid-America Lending, Inc., and Taylor Motor Company share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We Don't Share |
| To limit our sharing | Call 1-618-997-5800 Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Questions? | • Call 1-618-997-5800 |
| Who we are | |
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| Who is providing this notice? | This privacy notice applies to Taylor Motor Company, Inc., Mid-America Lending, Inc., and Auto Credit of Southern Illinois. |
| What we do | |
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| How does Auto Credit of Southern Illinois, Mid- America Lending, Inc., and Taylor Motor Company protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Auto Credit of Southern Illinois, Mid-America Lending, Inc., and Taylor Motor Company collect my personal information? | We collect your personal information, for example, when you • Apply for financing • Pay us by check • Give us your income information • Give us your contact information • Give us your employment information We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes - information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
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| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Our affiliates include: Auto Credit of Southern Illinois, Taylor Motor Company, Mid-America Lending, Inc., Arco Vehicle Protection Corp. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Taylor Motor Company, Mid-America Lending, Inc. and Auto Credit of Southern Illinois do not share information with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Taylor Motor Company, Mid-America Lending, Inc., and Auto Credit of Southern Illinois do not jointly market. |
