Approval Hotline: (618) 997-5800

Easy Payments!

AUTO-PAY MAKES PAYMENTS EASY

Ask us about how you can enroll in our FREE ACH payment program right now. It’s easier than ever to qualify for our perfect pay status with ACH. It’s a great step for anyone looking to establish or rebuild their credit.

GET APPROVED TODAY!!!

America’s Car-Mart provides a great financing option for those who may not qualify for traditional used car financing because of bad credit, no credit, or other credit issues. Check out our inventory HERE and schedule a test drive today.

Get Approved Here

DON’T HAVE PERFECT CREDIT?

Our easy approval process takes less than 10 minutes and your credit score won’t ever prevent you from buying a car here! As long as you’re 18, have a valid Illinois Driver’s license, and make at least $300 a week.

WELCOME TO AMERICA’S CAR-MART

It is the goal of America’s Car-Mart to find the right car at the right terms for people who either have no credit or have experienced credit problems. In fact, at America’s Car-Mart, we don’t care about your past credit problems, we only care about your ability to make payments going forward.

At America’s Car-Mart, we want to help you find the car you want at payments you are comfortable with. We specialize in short term loans (usually 3 – 3.5 years) so that you can get your credit re-established. We report to the credit bureau every month to help give you the opportunity to improve your credit situation.

You can be assured, you will be dealing with a well established company.

SEARCH OUR INVENTORY

to

Financing.

Service Contract.

What are our Hours of Operation?

Sales Department
Mon: 9:00am - 6:00pm
Tue: 9:00am - 6:00pm
Wed: 9:00am - 6:00pm
Thu: 9:00am - 6:00pm
Fri: 9:00am - 6:00pm
Sat: 9:00am - 5:00pm
Sun: Closed
Mid-America Lending
Mon: 8:00am - 6:00pm
Tue: 8:00am - 6:00pm
Wed: 8:00am - 6:00pm
Thu: 8:00am - 6:00pm
Fri: 9:00am - 6:00pm
Sat: 8:00am - 5:00pm
Sun: Closed

About Us.

Find Us.

Click the links below or search Auto Credit of Southern Illinois on Google Play or the Apple App Store. Download our App to enter to win prizes, make payments, get approved and more.

Back to top